It is generally seen that many people invest their money in companies, and some people invest money in the greed of low interest. But later, they lose it.
If the company is ever declared bankrupt, then those people’s money gets drowned, or if the company is declared bankrupt, then who will give their money? Their money got drowned in a way. But in front of that, if we invest our money in the bank, then it costs a little more interest. Still, we have to reduce the security of our money because the safety of the real money is the bank’s responsibility, and whatever capital we invest is Fully secured by the bank.
There is no guarantee of FD money in the company, compared to which if we get FD done in the bank, then the bank takes the guarantee of our FD that if the bank is declared bankrupt in the future, then we will get all the money that is in our FD and interest. Will meet, and if we invest in companies, no rule or condition of RBI applies to the money invested in the company. If we invest our money in the bank, then the rule of RBI on that investment and All the conditions of RBI are applicable.
If your investment plan does not come under RBI then money can sink anytime
If we invest our money under the rules of RBI, then our money can never be drowned no matter what the bank is, or the bank may be declared bankrupt at any time, but our money will not go anywhere through the bank. Whatever money we have, we get all the interest along with it. Usually, there are two types of fd, which many people do not know, one is bank fd, and the other is company fd. Company fd always pays interest to the customer. It offers more, but there is no guarantee of its return.
If anything ever happens, there is no guarantee of whether the money will be received. For investors, fd is the most significant investment medium because in fd we get more return interest. That’s why most people use fd only for investment. And if seen, all the big companies always need money. Then the bank allows them to issue corporate fd so that they collect money from the people, and this investment of the people is a big risk for the people. Maybe because if the company is declared bankrupt, their money is wasted.
